There are many factors to consider when choosing the plans for your mobile phones. This post assumes you already know which device you want, and now you just want to know what to consider when choosing the plans for your new mobile phones. Not only the price but also other important factors like what happens when we accidentally break or lose our phone while still under the plan.
Category: Principles
5 Common Things to Replace to Save More Money
To save money, we need to either increase our income, decrease our expenses, or both. We need to identify which ones we can live without or at least find cheaper/free alternatives for them. Below are 5 common things that can (should) be replaced with cheaper/free alternatives:
How to Avoid Overspending: 5 Tips
Overspending is a surefire way for financial disaster. While the solution is simple in theory (just don’t overspend!), the reality, of course, is not that simple. Humans are pretty much emotional creatures. Most of us often know how to not overspend, but some emotions, such as the now-or-never one, can get triggered when things like pandemic or closing store discount sales happen. Here are 5 tips to avoid overspending:
How to Buy Luxuries the Right Way: Know the Difference Between Assets and Expenses
Many people who live frugally despise the idea of buying luxuries as it is considered as wasting money. But many of them don’t hate the idea of owning luxuries. However, we should all be aware how to buy luxuries the right way. Here is how.
How to Stick to Your Budget: 10 Tips
The hard part of sticking to the budget is not just spending no money when we don’t have money, but also when we have too much money. Entrepreneurs can earn much more than the average monthly income but in the next month or two, they may earn nothing, especially when the overall economy is not performing well due to whatever reasons, including the latest event: the lockdown restriction due to Covid. Below are 10 tips on how to stick to your budget:
How to Avoid Paying Full Price for Almost Anything: 10 Tips
Different timing, different place, different way to buy, can make a big difference in how much you pay. Below are 10 ways to avoid paying full price on almost anything:
15 Frugal Habits that Save Money
Saving money is not only about budgeting smartly. We also need to cultivate a frugal lifestyle to make saving money achievable. Below are 15 frugal habits that save money:
Personal Budget: The 13 Must-Have Categories
Creating an ideal budget can be tricky as there’s no one-size-fits-all type of budget. A budget should suit our lifestyle and therefore, it’s important to identify what our priorities are. However, even though there’s no one-size-fits-all type of budget, there are must-have categories for a budget to work accordingly. Here are the 13 must-have categories:
5 Best Free Apps to Track Your Money
While tracking our spending can be easily done by writing it down on a book or a piece of paper, this simple method is not easy to use when we want to analyse our spending in a more visualised way, e.g. seeing the spending in a form of graph or chart. Whether you want to track your spending to save money, pay off debts faster, or put an end to late payment fees, having a spending tracker or budget app can make your life easier and simpler.
How to Grow Your Savings – 10 Frugal Habits
Growing your savings is as simple as putting money into the savings account regularly and never withdrawing it. But life is not always easy. Things get complicated. Boxing day happens. Black Friday happens. Online shopping becomes more available than ever.