There are things we should not buy online as you need to try them out first before buying, such as bicycles and shoes, and there are things we should buy online as you already know what they are, especially when you’ve already purchased or tried them before. Here are things you should buy online to save money and potentially save time as well:
Category: Saving Money
10 Places to Go to Get Free Food for Your Birthday in Melbourne – Australia in 2021
Below are 10 Places to go to Get Free Food for Your Birthday in Melbourne – Australia in 2021. This post is for people who are in Australia, particularly in Melbourne and its surrounding suburbs.
5 Common Things to Replace to Save More Money
To save money, we need to either increase our income, decrease our expenses, or both. We need to identify which ones we can live without or at least find cheaper/free alternatives for them. Below are 5 common things that can (should) be replaced with cheaper/free alternatives:
How to Avoid Overspending: 5 Tips
Overspending is a surefire way for financial disaster. While the solution is simple in theory (just don’t overspend!), the reality, of course, is not that simple. Humans are pretty much emotional creatures. Most of us often know how to not overspend, but some emotions, such as the now-or-never one, can get triggered when things like pandemic or closing store discount sales happen. Here are 5 tips to avoid overspending:
10 Cheap, Healthy Lunch Ideas Under $5 per Serve
Buying lunch, as we know, is a waste of money. Currently, the average price for lunch in Melbourne (Australia) is $14. Imagine if you buy it 5 times a week. That’s 48 weeks x 5 days x $14 = $3,360 a year. You could either invest or spend it for holiday. If we want to live frugally, we should always make and bring our own lunch. Below are 10 healthy lunch ideas under $5 per serve.
10 Products You Should Never Pay Full Price For
With stores closing down, clearance, or other deals, there are many products that are sold lower than the RRP (recommended retail price). The exact same products may cost lower, even less than half price when being sold in bulk, on a certain day, through certain wholesalers or alternative companies offering similar products/services. Below are the top 10 most common products/services you should never pay full price for:
How to Avoid Paying Full Price for Almost Anything: 10 Tips
Different timing, different place, different way to buy, can make a big difference in how much you pay. Below are 10 ways to avoid paying full price on almost anything:
15 Frugal Habits that Save Money
Saving money is not only about budgeting smartly. We also need to cultivate a frugal lifestyle to make saving money achievable. Below are 15 frugal habits that save money:
Personal Budget: The 13 Must-Have Categories
Creating an ideal budget can be tricky as there’s no one-size-fits-all type of budget. A budget should suit our lifestyle and therefore, it’s important to identify what our priorities are. However, even though there’s no one-size-fits-all type of budget, there are must-have categories for a budget to work accordingly. Here are the 13 must-have categories:
5 Best Free Apps to Track Your Money
While tracking our spending can be easily done by writing it down on a book or a piece of paper, this simple method is not easy to use when we want to analyse our spending in a more visualised way, e.g. seeing the spending in a form of graph or chart. Whether you want to track your spending to save money, pay off debts faster, or put an end to late payment fees, having a spending tracker or budget app can make your life easier and simpler.