Creating an ideal budget can be tricky as there’s no one-size-fits-all type of budget. A budget should suit our lifestyle and therefore, it’s important to identify what our priorities are. However, even though there’s no one-size-fits-all type of budget, there are must-have categories for a budget to work accordingly. Here are the 13 must-have categories:
5 Best Free Apps to Track Your Money
While tracking our spending can be easily done by writing it down on a book or a piece of paper, this simple method is not easy to use when we want to analyse our spending in a more visualised way, e.g. seeing the spending in a form of graph or chart. Whether you want to track your spending to save money, pay off debts faster, or put an end to late payment fees, having a spending tracker or budget app can make your life easier and simpler.
How to Make Money With Your Mediocre Design Skills – Without Hiring Any Designers
If you’re like me, someone who likes to design things ourselves but not really ‘talented’ or ‘artistic’ enough, you’re likely to feel ‘ugh’ whenever you hear people earning money from their mediocre design skills. Like, they can do it, why can’t you? Below are 4 ideas on how to make money on your mediocre design skills:
How to Grow Your Savings – 10 Frugal Habits
Growing your savings is as simple as putting money into the savings account regularly and never withdrawing it. But life is not always easy. Things get complicated. Boxing day happens. Black Friday happens. Online shopping becomes more available than ever.
Low Cost – Inexpensive, Fun Date Ideas
We’ve all been there, wanting to date but prefer a low cost, within-the-budget type of activities. For various reasons. The ‘low cost’ here means anything under $50. Here are ten (10) low cost, inexpensive, fun date ideas any couples can enjoy together:
Celebrate Christmas on a Budget: 10 Tips
Christmas often sounds ‘expensive’ to many of us. The gifts, the food, the drinks, all cost money and if you’re on a tight budget, not sticking to your budget may mean not being able to pay next month’s bills. Keep in mind that the most important thing is the joy of spending time with family and friends, not how expensive it costs.
Cheap, Thoughtful and Elegant-Looking Christmas Gifts for the Whole Family – 10 Ideas
Christmas gifts don’t have to be expensive but don’t have to look cheap either. And most importantly, they need to be thoughtful. Here are 10 cheap, thoughtful, and elegant-looking Christmas gift ideas for the whole family:
10 Cheap Ways to Stay Warm Without Heater
Winter is coming. Many people would simply blast their heater to keep their houses warm. Heaters consume energy: electricity, gas, fuel, or wood, and using heat beads or BBQ briquettes indoors is dangerous as they give off carbon monoxide as they burn. But of course there are some other options to reduce energy consumption. Here are 10 cheap ways to stay warm without a heater:
Budgeting for Startups – 8 Essential Tips
For startups the income is not (and won’t be) as regular as expected. Therefore, budgeting has to be done with extra careful consideration, making sure that you have something to eat when you are not making any money.