Overspending is a surefire way for financial disaster. While the solution is simple in theory (just don’t overspend!), the reality, of course, is not that simple. Humans are pretty much emotional creatures. Most of us often know how to not overspend, but some emotions, such as the now-or-never one, can get triggered when things like pandemic or closing store discount sales happen. Here are 5 tips to avoid overspending:
Tag: Financial Literacy
Budgeting for Startups – 8 Essential Tips
For startups the income is not (and won’t be) as regular as expected. Therefore, budgeting has to be done with extra careful consideration, making sure that you have something to eat when you are not making any money.
Financial Freedom: What Is It and How to Get There
The majority of people think that financial freedom means no more work and just a holiday every day without worrying about money in any form. Retirement is often considered as true financial freedom.
Financial Literacy: The Basics
Generally, many frugal blogs only write about how to spend wisely, how to save money, how to make money on the side, without addressing the most basic issue: financial literacy.