How to Avoid Overspending: 5 Tips

Overspending is a surefire way for financial disaster. While the solution is simple in theory (just don’t overspend!), the reality, of course, is not that simple. Humans are pretty much emotional creatures. Most of us often know how to not overspend, but some emotions, such as the now-or-never one, can get triggered when things like pandemic or closing store discount sales happen. Here are 5 tips to avoid overspending:

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How to Stick to Your Budget: 10 Tips

The hard part of sticking to the budget is not just spending no money when we don’t have money, but also when we have too much money. Entrepreneurs can earn much more than the average monthly income but in the next month or two, they may earn nothing, especially when the overall economy is not performing well due to whatever reasons, including the latest event: the lockdown restriction due to Covid. Below are 10 tips on how to stick to your budget:

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